Do you remember the first time you heard about annuities? It might have been in a nice restaurant hearing a presentation from an advisor or maybe your good friend who could not resist telling you about how he just discovered a great answer for secure retirement income and growth!

Since then you may have searched the internet high and low, or talked with some annuity advisors who all offer the perfect solution for your retirement concerns; and yet under closer scrutiny what you have been shown comes up short of the annuity sales pitch. You know the volatility of the market for most retirement assets is hard to stomach and you want **guarantees. You need pension-style income for life and the opportunity to have an increasing income to help protect against inflation. You also want an allocation that will allow your money to grow without risk; and ideally you’d like to maintain your assets, if possible, to pass to the next generation.

So you’ve been looking at annuities. You talk with agent after agent and each of them has just the answer; they present the best annuity on the market — until you get to the next agent’s office. Each new agent tells you why his annuity is better than what the last guy just showed you.

By this time, you are ready to pull your hair out. You’re not afraid to make a decision yet you just don’t want to make the wrong one. This is your retirement. You have saved your whole life for this opportunity.

Many of you have now come to the conclusion that you wish these annuity pushers would admit – there is not one perfect annuity!

If you are seeking income, growth and principal preservation combined with safety and **guarantees, it is likely that you are going to need more than just one annuity.

Video Questions Answered About Annuity Income & Growth to Maintain Principal

Are Annuities just for income?

Should growth from annuities be part of sound retirement planning?

How can folks build an annuity portfolio that creates Income & Growth while Maintaining Principal?

Is laddering annuities a must?

Is there a silver bullet such as the one or two perfect annuities?

Are annuities built for different purposes and individual needs?

What different types of annuities might be used in laddering?

Should an annuity portfolio be part of a larger retirement portfolio with other investments?

What are the key components that make up a balanced annuity portfolio?

Safety, High rated Carriers.

Initial income with future step-ups as a hedge for inflation

Growth oriented annuities with a minimum floor and a probability of reasonable growth.

Tax efficiency

Efficient Wealth transfer

Where, when and how?

Videos are educational and conceptual only and not a solicitation. They are not to be considered investment, insurance, tax or legal advice. It is recommended that you work with licensed professionals for individualized advice before making any important financial decisions. Annuities are not FDIC insured and their guarantees are based on the claims paying ability of the issuing insurance company. State Guarantee Associations, while offering specific protections, are not the same as FDIC insurance.